The question is: Are all of my debts discharged in bankruptcy or are only some of them discharged? The answer is, it depends on what kind of debts you have. There are certain cases in which certain types of debt are considered non-dischargeable in your bankruptcy case. That's a fancy way of saying that those debts can't be eliminated or wiped out. Types of non-dischargeable debt often include recent taxes that are owed to the IRS or other governmental agencies. Student loans are often non-dischargeable.

Now in certain circumstances, those types of debts can be dischargeable so it's important you speak with an experience bankruptcy attorney that can advise you whether or not your type of debt is dischargeable but generally speaking, credit cards, payday loans, common types of consumer debt will be dischargeable in your bankruptcy case.


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