Does Your Personal Auto Insurance Include Coverage for Driving a Rental Car?
Hi. My name is Jared Richards and I’m one of the partners here at Clear Counsel Law Group. One of our readers has asked if a person is driving a rental car, and that person’s not listed on the rental car’s insurance, will that person’s personal insurance cover any responsibility for the car accident?
The answer is yes. If you have rented a car, and you let somebody else drive it, then generally the car insurance, or the car rental company. They all carry insurance, but generally minimal insurance, but generally that insurance will refuse to cover anybody who was not an allowed driver; an allowed driver by the rental company.
The next question is, is there any other insurance to use? Yes, that driver’s own car insurance should cover the accident. I’m not sure that I’ve ever seen a car insurance policy that’s related to that person as an individual that wouldn’t have covered it.
Now, there may be other factors: if he’s driving for reasons of work, or other things that may affect coverage, but in general, if a person is driving a rental vehicle and they’re not an allowed driver, they’re not listed with the car company, then their personal insurance, yes, should still cover the accident.
If you’re in that situation or you’ve been hurt by somebody like that, give us a call, we’re happy to help. You could otherwise explore our website. We’ve got lots of videos to answer all of your questions. Thanks, and have a good day.