The question is, when does a discharge occur in a chapter 7 bankruptcy? The answer to this question is pretty simple.  When you file a chapter 7 bankruptcy, what’s called the 341 meeting the creditors is set at approximately 30 to 40 days after the filing date.  Now, after that hearing there’s a 60 day timeframe in which creditors can file an objection to your discharge order.  That’s where creditors can make some sort of complaint with the court saying that you’re not entitled to have their particular debt wiped out.

If they’re doing the math with me the 30 to 40 day timeframe plus the 60 days after your 341 date would 90 to 100 days as a typical timeframe in which discharge orders entered in a chapter 7 case.  Assuming that you’ve completed all of your obligations as a debtor in the chapter 7 bankruptcy case you can anticipate that the discharge order will be entered around that time.

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